We’ll put you in touch with a team of home loan specialists that have been helping borrowers with their kit home finance requirements for years. They understand that differences exist between obtaining finance for a kit home than a more traditional house purchase, and they provide a tailored service to address these needs.

Multiple options for borrowers

With a suite of home loans that provides multiple options for borrowers, including:

A variety of fixed and variable loan rates

Redraw and offset facilities on the majority of loan options

A banking package option

Loan options for not only owner occupied, but for investment properties.

Insurance cover to protect loan repayments

Finally, a lender that understands kit homes

Some home loan providers see a kit home purchase as complicated, and as such, they can be difficult to deal with. Kitome will put you in touch with a lender that will simplify the process and like Kitome’s staged process of delivery, their funding works in much the same way. They take into consideration the value of the materials your home will be made of, not just the final value once everything is built and finalised.

Want to find out more


Talk to your Kitome Consultant and they will be only too happy to put you in touch with a financial services provider. They will provide a tailored service and assist you with any questions that you may have to obtain finance for your kit home.

What Happy Clients Say

We would like to mention how good Service One Member Banking has been to deal with in the financing of our new home.

We were finding it difficult to organise finance through the big end of town and turned to Kitome to discuss our delays. Kitome recommended we approach a lender they knew and this was the turning point for our project. The lending team were very ready to assist and the ease and efficiency of organising the finance was a very nice change. They responded to our requests quickly via email and phone and within a very short time we were approved to proceed.Our payment were dispersed once goods were delivered to site and the whole process was speedy and worry free.The rates offered were very competitive and when we were about to sign the mortgage papers the they discovered an even better rate for us saving us money each month as well as a discount voucher book for our city.Some of the other lending institutions did not understand the kit home concept and were unwilling to lend to prospective home builders on large land blocks. We were and continue to be treated as people and not numbers. It is refreshing to deal with such a competent and understanding lender.

Mark and Kerry Wagstaff

Contact us about financing your Kitome build